Keep it simple

If you’re one of those people who thinks that even just the term ‘investment portfolio’ is daunting, imagine the difficulty of managing the finances of more than 40 properties. The key to getting it right is to keep everything as simple as possible.

For a serious property investor, simplicity is key. Read below how an accredited Finance Specialist can help detangle a complicated property portfolio.

A serious property investor with a portfolio of more than 40 residential properties, was looking for a credit adviser who could proactively assist him to achieve his future property goals by ensuring the availability and flexibility of finance options every step of the way.

At the first meeting, the finance structure was very complicated with a lot of cross-collateralisation. It was so complicated that “Peter” did not completely understand the structure that was in place.

So it was important to simplify Peter’s portfolio.

Removing all cross-collateralisation and stripping the portfolio right back to determine which debt was linked to which property.

This delivered three main benefits:

• It made the finance structure easier for the client to understand and manage.
• It increased flexibility to access equity in the properties that had grown in value.
• It meant the Finance Specialist was able to easily identify the client’s available equity to help him grow his portfolio further.

Contact our Investment Finance specialist who can help clarify your investments.