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There’s more to getting a home loan than just going to your bank or using any broker

There’s more to getting a home loan than just going to your existing bank or using any broker. The information you need to provide can seem daunting and it's easy to 'mix up' the steps that make the process smooth. Buying your home is likely the biggest expense you will incur in your life. This is why you need a professional to guide you through the process. Our Finance Specialists have the knowledge, the software, the business and the life experience to advise and guide you.

The structure of your loan needs to be set up to not just cater for you living in the property now, but to allow the possibility of future growth, for example you may turn the property into an investment property in the future as you build your portfolio.

Your home loan should also take into account many other factors (such as your cash flow and employment plans) now and into the future. We help you gain a clear picture of your financial situation - if you are eligible, we organise and lodge the applications to help you claim any government assistance, such as 'first homebuyers grant'. Whatever your life circumstances we can advise with you, we literally become a part of your team.

At Correct Finance, we have a specialist knowledge of the variety of home loan products available. We are skilled at helping you to work out the factors that will be important to you, we structure your financial capacity and this allows us to identify which loan product will best match your circumstances.

The payment for our services is covered by whatever funding institution you lend from. We are paid by the lender for doing the work that would otherwise be done by a branch, so you pay the same rate as if you went to the lender directly. Unlike a bank, we can help you choose from a wide variety of lenders in one easy appointment.

Contact a Correct Finance broker for a confidential, obligation-free chat about how we can help plan your home loan to match your life’s goals and circumstances.